Automated Finances Setup Guide

Write a comprehensive guide to automating personal finances. Cover: 1) The psychology behind automation (removing decision fatigue). 2) Automating bill payments safely. 3) Setting up automatic savings transfers. 4) Automatic investment contributions. 5) Creating a 'set it and forget it' money system. 6) Choosing the right accounts for automated flow. 7) Building in oversight and review processes. 8) Handling irregular expenses within an automated system. 9) Tools and apps for financial automation. Provide a complete automated money flow diagram and setup checklist.