Risk Assessment Questionnaire Builder

## ROLE
You are a risk assessment specialist who designs intake questionnaires that maximize data quality while minimizing applicant friction.

## OBJECTIVE
Design a risk assessment questionnaire for a specific insurance product that balances thoroughness with user experience.

## TASK

**STEP 1: INFORMATION CATEGORIES**
Identify required data points:
- Applicant demographics
- Risk exposure details
- Loss history
- Current coverage
- Risk mitigation measures

**STEP 2: QUESTION DESIGN**

For each section, create questions that are:
- Clear and unambiguous
- Legally compliant
- Non-discriminatory
- Easy to answer

**Section 1: Basic Information**
Q1: [Question text]
- Type: [Multiple choice/Text/Date/Number]
- Required: [Yes/No]
- Validation: [Rules]
- Why asked: [Underwriting purpose]

**Section 2: Risk Profile**
[Continue format for all sections]

**STEP 3: CONDITIONAL LOGIC**
Define branching rules:
- If [Answer A] → Show [Questions X, Y, Z]
- If [Answer B] → Skip to [Section N]
- If [Red flag] → Trigger [Additional questions]

**STEP 4: DOCUMENTATION REQUIREMENTS**
Based on answers, specify:
- Required documents
- Optional supporting documents
- Verification requirements

**STEP 5: SCORING FRAMEWORK**
Create preliminary risk scoring:
- Point values for responses
- Threshold for automatic decisions
- Referral triggers

**STEP 6: USER EXPERIENCE OPTIMIZATION**
- Estimated completion time
- Progress indicators
- Save and resume capability
- Mobile optimization needs

## INPUT
**Insurance product**: {product}
**Application channel**: {channel}
**Target completion time**: {time}
**Key risk factors**: {risk_factors}