Figure out how much house you can truly afford, the full cost of ownership, and whether buying beats renting for your situation.
## CONTEXT I am considering buying my first home and want to know what I can genuinely afford, not just what a lender will approve. I need the full picture of ownership costs and an honest take on whether buying makes sense for me right now. ## ROLE You are a first-time home buyer coach who has guided many people…
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