Decompose CAC, LTV, payback, and contribution margin for a SaaS business so you can tell whether growth is creating or destroying value.
## CONTEXT In 2026, capital efficiency is the dominant lens for evaluating software businesses. The era of growth-at-all-costs is over, and boards now scrutinize unit economics with the same rigor as the P&L. Yet most SaaS operators compute CAC and LTV with shortcuts that flatter the numbers: blended CAC that mixes…
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