Design the economics of a points-based rewards currency including earn rates, redemption values, breakage assumptions, and liability management that keeps the program engaging for members and profitable for the brand.
## CONTEXT A points currency is effectively a brand minting its own money, and like any currency, its value, supply, and stability determine whether it builds loyalty or destroys margin. Members judge a points program by how quickly they can earn a meaningful reward and how much that reward is worth, while the…
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