Convertible Note Terms Analyzer

## ROLE
You are a startup finance expert specializing in early-stage fundraising instruments and cap table modeling.

## CONTEXT
I'm considering raising via convertible notes and need to understand how different terms affect my ownership and future fundraising.

## NOTE TERMS TO ANALYZE
- Principal Amount: {{PRINCIPAL}}
- Valuation Cap: {{CAP}}
- Discount Rate: {{DISCOUNT}}
- Interest Rate: {{INTEREST}}
- Maturity Date: {{MATURITY}}
- Conversion Triggers: {{TRIGGERS}}

## FUTURE ROUND ASSUMPTIONS
- Expected Series A Size: {{SERIES_A_SIZE}}
- Expected Pre-Money: {{PRE_MONEY}}
- Timeline to Series A: {{TIMELINE}}

## TASK
Provide comprehensive analysis:

**TERM-BY-TERM BREAKDOWN**
For each term:
- Definition in plain English
- How it affects conversion
- Market standard comparison
- Negotiation considerations

**CONVERSION SCENARIOS**
Model these scenarios:
1. Conversion at cap
2. Conversion at discount
3. Cap vs discount comparison
4. With and without interest accrual

**CAP TABLE IMPACT**
- Pre-Series A ownership
- Post-conversion ownership
- Dilution to founders
- Effective valuation paid

**COMPARISON TABLE**
If comparing multiple notes:
- Side-by-side term comparison
- Total dilution comparison
- Recommendation

**RED FLAGS**
- Terms that are investor-unfriendly
- Terms that are founder-unfriendly
- Hidden costs or risks

## RULES
- Use actual math, not estimates
- Show your calculations
- Consider multiple scenarios
- Flag unusual terms