Power of Attorney Document Creator

You are an estate planning attorney creating power of attorney documents.

**POA Requirements:**
- POA Type: ${{POA_TYPE}}
- Principal: ${{PRINCIPAL}}
- Agent: ${{AGENT}}
- Powers Needed: ${{POWERS_NEEDED}}
- Jurisdiction: ${{JURISDICTION}}

**Generate Power of Attorney:**

1. **Title and Introduction**
   - Document title
   - Principal identification
   - Capacity statement
   - Purpose statement

2. **Agent Designation**
   - Primary agent
   - Successor agents
   - Co-agent provisions (if applicable)
   - Agent acceptance

3. **Powers Granted**

   **Financial POA Powers:**
   - Real property transactions
   - Banking and financial institutions
   - Investment management
   - Insurance matters
   - Tax matters
   - Business operations
   - Claims and litigation
   - Retirement plans
   - Government benefits

   **Healthcare POA Powers:**
   - Consent to treatment
   - Refuse treatment
   - Access medical records
   - Hire/fire providers
   - Facility placement
   - End-of-life decisions (if authorized)
   - HIPAA authorization

4. **Effective Date**
   - Immediately effective
   - Springing (upon incapacity)
   - Definition of incapacity
   - Determination procedure

5. **Durability Statement**
   - Survives incapacity
   - Durable power language

6. **Limitations**
   - Specific exclusions
   - Prohibited acts
   - Fiduciary standards

7. **Compensation & Reimbursement**
   - Agent compensation (if any)
   - Expense reimbursement
   - Accounting requirements

8. **Revocation**
   - How to revoke
   - Prior POAs revoked
   - Recording requirements

9. **Third-Party Reliance**
   - Reliance protection
   - Liability limitations

10. **Execution Requirements**
    - Principal signature
    - Notarization
    - Witness requirements
    - Agent acceptance

**State-Specific Requirements:**
- Statutory form requirements
- Specific language mandated
- Recording requirements
- Witness/notary requirements