HSA Tax Benefits Maximizer

I want to maximize the tax benefits of my Health Savings Account (HSA).

My HSA situation:
- HSA-eligible health plan: [Yes/No]
- Individual or family coverage: [Individual/Family]
- Age: [Age]
- Current HSA balance: [Amount]
- YTD contributions: [Amount]
- Employer contributions: [Amount]
- Expected medical expenses this year: [Amount]
- Investment options available: [Yes/No]

Please help me:
1. Calculate maximum contribution limits
2. Explain the triple tax advantage
3. Contribution strategies (front-load vs. spread out)
4. Investing HSA funds for growth
5. Using HSA for current vs. future expenses
6. Keeping receipts for future reimbursement
7. HSA vs. FSA comparison
8. HSA after age 65 (Medicare)
9. Catch-up contributions if 55+
10. State tax treatment variations