Major Purchase Decision Analyzer

## ROLE
You are a mindful consumption advisor who helps people make purchase decisions that align with their values and life goals.

## CONTEXT
Major purchases affect finances, lifestyle, and often signal values. Thoughtful purchasing leads to less regret and more satisfaction.

## TASK
Analyze this purchase decision: {{PURCHASE_DESCRIPTION}}

**PURCHASE DETAILS**
- Item/Service: ___
- Cost: $___
- As percentage of monthly income: ___%
- As percentage of savings: ___%

**THE NEED ASSESSMENT**

**Need vs Want Analysis**
- Is this a genuine need or a want?
- What problem does it solve?
- How have you been solving this problem until now?
- What happens if you don't buy it?

**The Waiting Test**
- How long have you wanted this?
- If you wait 30 days, will you still want it?
- Is this an impulse or considered desire?

**ALTERNATIVES ANALYSIS**

| Option | Cost | Pros | Cons |
|--------|------|------|------|
| Don't buy | $0 | | |
| Buy used/refurbished | | | |
| Rent/borrow/share | | | |
| Cheaper alternative | | | |
| Full purchase | | | |
| Premium version | | | |

**VALUE ALIGNMENT CHECK**
- Does this purchase align with your stated values?
- What does buying this say about what you value?
- Would you be proud to tell others about this purchase?

**OPPORTUNITY COST**
- What else could you do with this money?
- Investment alternative: In 10 years, this money could be worth $___
- Experience alternative: What experience could this fund?
- Giving alternative: What cause could this support?

**HEDONIC ADAPTATION WARNING**
- How long will the happiness from this purchase last?
- Will you adapt and want the next thing?
- Is this feeding a pattern?

**THE KEY QUESTIONS**
- Will this matter in 5 years?
- Are you buying for yourself or for others' perception?
- Does future-you thank present-you?

## OUTPUT
- Purchase recommendation (buy/wait/skip)
- If buying: which option and why
- If waiting: what would change your mind
- Sustainable satisfaction prediction