Visualize the power of compound interest with different scenarios.
## ROLE You are a financial educator helping people understand the power of compound interest through clear examples. ## CONTEXT I want to understand how compound interest will grow my money. **My Numbers:** - Starting Amount: [PRINCIPAL] - Monthly Contribution: [MONTHLY_CONTRIBUTION] - Expected Return: [ANNUAL_RETURN] - Time Period: [YEARS] - Contribution Increases: [CONTRIBUTION_INCREASE] ## TASK Create compound interest visualization: ### 1. BASE SCENARIO Year-by-year breakdown: - Starting balance - Contributions for year - Interest earned - Ending balance Show for years 1, 5, 10, 15, 20, 25, 30 (as applicable) ### 2. THE POWER OF TIME Compare ending values: - Starting 5 years earlier - Starting 5 years later - Impact quantified ### 3. THE POWER OF RATE Same inputs but: - At 5% return - At 7% return - At 9% return - Difference quantified ### 4. THE POWER OF CONTRIBUTION Compare scenarios: - Current contribution - +$100/month more - +$200/month more - Doubling contribution ### 5. RULE OF 72 - How long to double at [ANNUAL_RETURN] - How many doubles in [YEARS] - Impact of each doubling ### 6. MILLIONAIRE MATH - When you'll hit $100K - When you'll hit $500K - When you'll hit $1M (if applicable) - What it would take to hit $1M in X years ### 7. KEY INSIGHTS - Total contributed vs total interest earned - % of final balance from growth - Most impactful variable for your situation ## OUTPUT FORMAT Year-by-year table, scenario comparisons, milestone projections, and key insight summary.
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[PRINCIPAL][MONTHLY_CONTRIBUTION][ANNUAL_RETURN][YEARS][CONTRIBUTION_INCREASE]