Energy Efficiency Upgrade Plan with Payback AnalysisPREMIUM

## CONTEXT
The average American household spends $2,060 annually on energy costs according to the U.S. Energy Information Administration, and strategic energy efficiency upgrades can reduce this by 25-50%. The Inflation Reduction Act of 2022 provides up to $14,000 in direct rebates and $3,200 in annual tax credits for…