Estate Planning Basics for Young Adults

Create an estate planning guide for people in their 20s and 30s. Cover: 1) Why estate planning matters even without significant assets. 2) Essential documents everyone needs (will, POA, healthcare directive). 3) Beneficiary designations and why they matter. 4) Digital asset planning. 5) Life insurance basics. 6) Guardianship for minor children. 7) DIY vs attorney-drafted documents. 8) How to have conversations with family about your wishes. 9) Keeping documents updated and accessible. Include a checklist of estate planning tasks by age and life stage.