Write a guide to avoiding lifestyle creep as income increases.
Create a comprehensive guide to preventing lifestyle inflation. Cover: 1) What lifestyle inflation is and why it's dangerous. 2) The psychology behind spending more as we earn more. 3) Strategies for mindful spending increases. 4) The 50% rule for raises and bonuses. 5) Upgrading your savings rate instead of lifestyle. 6) Intentional vs default spending decisions. 7) When lifestyle upgrades make sense. 8) Peer pressure and keeping up with others. 9) Building a 'rich life' without excessive spending. Include reflection exercises and a spending decision framework.
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