SMART Financial Goals Setting Guide

Create a comprehensive guide on setting SMART financial goals. Cover: 1) Why vague financial goals fail. 2) The SMART framework applied specifically to finances (Specific, Measurable, Achievable, Relevant, Time-bound). 3) Examples of poorly written vs well-written financial goals. 4) Short-term, medium-term, and long-term goal categories. 5) How to prioritize competing financial goals. 6) Creating action plans for each goal. 7) Tracking progress and celebrating milestones. 8) Adjusting goals when circumstances change. Include [number] example goals across different life situations.