Subscription Audit and Optimization Guide

Write a detailed subscription audit guide. Include: 1) Finding all your subscriptions (bank statement method, app tracking). 2) Categorizing subscriptions by necessity. 3) Calculating total monthly and annual subscription costs. 4) Negotiation scripts for lowering subscription prices. 5) Alternatives to expensive subscriptions. 6) Subscription sharing strategies (where legal). 7) Free trials management to avoid charges. 8) Annual vs monthly payment analysis. 9) Creating a subscription review calendar. Provide an audit worksheet and decision framework for each subscription.